MAYDAY! It's time to change how you get paid on Rakuten! Today!


Amber on Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

MAYDAY! CHANGE HOW YOU GET PAID ON RAKUTEN NOW!

First up! It's the last few days of my semi annual Point Blank Course SALE!! If you're feeling overwhelmed by points, or just want to jumpstart and learn it ALL (and fast!!). Use code: SUMMERSALE for $70 off!! Sale ends Sunday at Midnight!​
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🚨Okay, listen up! 🚨This is important!

Because you probably need to take action like, TODAY.

This year I have earned over 50k points on Rakuten. Just by clicking through a shopping portal, I have earned these points. That doesn't even count the amount of points I've used by actually using my credit card. If you aren't using Rakuten, I implore you!! Do it. (That means I've earned enough points for 2 nights in Hawaii, or round trip flights to Hawaii or even Europe...just by using a shopping portal)

IF you don't have Rakuten - my referral link will give you an extra $50 cash back OR 5,000 points when you sign up!

For those of you who ARE already using Rakuten...Listen Up.

I'm going to attempt to explain something that might be a bit difficult to understand, but I promise it's simple. Due to compliance reasons, I can't name the cards from a certain bank (and it's probably not the bank you think). If you have cash back in Rakuten, for the last few months I've told you to make sure you are receiving your rewards as BILT Rewards.

But on August 15, 2026, the Rakuten -> Bilt payout ratio changes from 1:1 to 1:0.5. That means if you have 50,000 points in Rakuten, only 25,000 points will transfer to your Bilt account. (You can keep it at a 1:1 transfer if you have Bilt status. You can read more about that here.)

But if you don't have BILT status, my recommendation is to switch it to a different points earning currency if you're able. (I know, it's cryptic. Hang with me.)

Having certain cards can enable you to earn another, equally valuable points currency with Rakuten.

Here are some examples of cards you may have that would allow you to earn these points on Rakuten:

There are more, but this is a nice sampling (plus some with great elevated offers!)

And there are two fantastic things about applying for cards from this bank!

  1. You can see if you're approved for a card before they run your credit.
  2. You'll automatically get your card number - meaning you can link it to your Rakuten account immediately!

Also, if you're really confused by now (I'm so sorry. Email or DM me!!), read the blog post below to walk you through the strategy I'm talking about!

​LEARN MORE ABOUT THIS GREAT CHOICE FOR YOUR RAKUTEN PAYOUT​

Don't have the cards we're (cryptically) talking about? IT'S OKAY!

You can still earn your BILT Rewards with Rakuten - it will just be at the lower transfer ratio. And dare I say, BILT still has some of the best transfer partners in the game. I'd be excited for free BILT points any day! I'm actually using the rest of mine to book an Alaska flight tonight. I JUST FOUND IT and need to stop procrastinating!!

Remember, the Rakuten -> Bilt transfer ratio changes on Aug 15th, so take action now if needed!

⏰ QUICK REMINDER: COURSE SALE IS ALMOST OVER ⏰

I created a course, Point Blank, that teaches you everything you need to know to begin traveling for nearly free on points and miles.

Moment of honesty for a second:

Could you find all the information in my course on the internet by yourself? Yes. It's all out there.

But as we get busier and busier, who has time for that any more? I certainly don't any more.

The whole point of the Point Blank Course is that it's already done for you and as cards rules update, so will this course :)

  • Organized, updated modules
  • Monthly masterclasses
  • A growing library of recorded sessions
  • And a community where you can bring your questions and get answers.

The sale ends soon: Its currently $189 (down from $269).

CODE: SUMMERSALE

Let me know if you have any questions at all! Always so grateful when you use my links if you choose to apply!

Talk soon,

Amber

@amberonpoints

Best Card Offers for August

Best Cards for BIG PURCHASES!!

This is what I'll be using a new card to purchase...carpet. haha. What color?

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Email: hello@amberonpoints.com

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Amber on Points

Hi! I'm @amberonpoints - I teach YOU how you can travel affordably with your family on credit card points and miles by using a credit card like a debit card. I'll teach you all the things you need to know so you can take bucket list vacations for pennies on the dollar - each year.

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