What Type of Traveler are You?


Amber on Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Hello from Seattle!

Goodness! What a summer. The kids and I flew from Utah to Seattle (for 13,500 points + $5.60 each) to spend a few days with my parents and it's been full of crafting, ice cream, and a bit of decluttering (my love language).

This week, instead of telling you what I'd do with 100K Chase points - I want you to find YOURSELF in this list.👇 I've added some in there that aren't "normal" redemptions - so find what would actually work for YOU.

WHICH TRAVELER ARE YOU?

🏖️ THE BEACHGOER

You want a beach, a pool and zero decisions about where to eat. You want an all inclusive.

Here's what I'd do: Transfer Chase Ultimate Rewards to Wyndham Rewards

Book an all inclusive resort like the Viva Maya by Wyndham, A Trademark All Inclusive Resort for just 15,000 points per night for the first two guests! Add your children on for a small nightly fee. Wyndham currently operates on a fixed rewards chart that caps out at 30K points per night - meaning it can be a great deal!

🌊 THE ADVENTURE SEEKER

You want Hawaii! You want to wake up, smell the ocean and have adventure waiting outside your door!

Here's what I'd do: Transfer Chase Ultimate Rewards to World of Hyatt

Book the Hyatt Place Waikiki! It's steps from the water and a solid Hyatt property that allows you to explore Hawaii for just 12K-25K points per night.

Note: Hyatt transfers from Chase are now 4:3 ratio for new Chase Sapphire Preferred® Card holder. (Want to keep the 1:1 transfer ratio? It's worth getting the Sapphire Reserve for Business℠ or Chase Sapphire Reserve® )

✈️ THE BOUGIE FLYER

You want to fly to Europe. In business class. Flat bed. Warm nuts. The whole thing. And on points.

Here's what I'd do: Transfer Chase Ultimate Rewards to Air France/KLM Flying Blue

Book business class to Europe via Flying Blue. Awards run 50K-70K miles one way depending on route and timing. They often have award sales from various cities in the US or watch for a transfer bonus.

🎢 THE DISNEY MOM

You want to take your kids to Disney World and you want the whole experience. Including a hotel that doesn't break the bank.

Here's what I'd do: Transfer Ultimate Rewards to World of Hyatt

Book the Hyatt Place Orlando/Lake Buena Vista - it's right near Disney Springs, has shuttle to the parks and free breakfast. Or you can even use your points directly through the Chase Travel portal to cover hotel costs at face value - 1 cent per point toward any hotel!

Either way - your kids get Disney and you don't spend your savings on it. More money for Dole Whips.

So — which one are you? 😄

All four of these redemptions are possible with 100,000 Chase Ultimate Rewards points. And right now there are three cards sitting at crazy high welcome offers (and remember, this usually only comes around once a year...):

👉 Chase Sapphire Preferred® Card - Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening

👉 Ink Business Cash® Credit Card - Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening BUT use your Sapphire card to convert your cash back to Chase POINTS.

👉Ink Business Unlimited® Credit Card - Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening BUT use your Sapphire card to convert your cash back to Chase POINTS.

👉OR GO BIG!! Sapphire Reserve for Business℠ - Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

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As always, zero pressure. Only apply for what genuinely makes sense for you!! I'm always so grateful when you use my links if you do choose to apply :)

On Instagram This Week

Do this now to spend next summer in Europe

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Amber on Points

Hi! I'm @amberonpoints - I teach YOU how you can travel affordably with your family on credit card points and miles by using a credit card like a debit card. I'll teach you all the things you need to know so you can take bucket list vacations for pennies on the dollar - each year.

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