OFFER ENDING SOON!! Two Highest Ever Offers ending soon!


Amber on Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

I Hate "Ending Soon" Days...

We are headed out of town today for my husband's MBA reunion, our floors are getting ripped up (hopefully), and I just got word that the HIGHEST EVER offers on my favorite TWO $0 annual fee credit cards are ending soon!

The Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card are wildly popular, and for good reason!! $1,000 cash back can equal 100,000 Chase points!

Highest EVER Offer!!

Whether you're a dentist or sell things on Marketplace - YOU ARE A BUSINESS OWNER and open a business card!

The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card both have a $1,000 cash back offer, HOWEVER, it gets better. This $1,000 cash back can be converted to 100,000 Chase points. Keep reading. 👀

100,000 points from a card with NO ANNUAL FEE. These cards are known as being some of the most valuable.

​Ink Business Cash® Credit Card​

​Ink Business Unlimited® Credit Card

Common Questions

Q: What if I Don't Own A Business?

A: You probably do. Or can by the end of the day. Sell things on Marketplace. Teach piano lessons (ok, some of these you can't start doing by the end of the day - I'm sorry I quit piano lessons, mom!). Maybe you rent out your basement. Maybe you tutor or coach. Maybe you drive for Uber or DoorDash occasionally. Maybe you mow lawns. These are businesses.

The first time you apply for one of these cards, you can likely qualify as a sole proprietor. The name of the business is your name. (Example: Amber Paul) and I would apply using my SSN.

👉 HOW TO OPEN BUSINESS CARDS WITHOUT A TRADITIONAL BUSINESS​

Q: What if I've had one of these cards before?

Rules have changed. Data points show that you're most likely to be approved again if you apply using an EIN + LLC.

Q: How can I change my cash back rewards to points back?

When you hold one of the following cards you can combine your points to convert your cash back rewards for points:

​Chase Sapphire Preferred® Card (MY FAVORITE CARD FOR BEGINNERS!!)

​Chase Sapphire Reserve®​

​Sapphire Reserve for Business℠​

​Ink Business Preferred® Credit Card​

This will allow you to transfer your points to travel partners for the BEST value. This is what you're looking for in your Chase account when you're ready to convert your cash back to points.

Q: I don't have one of those cards (listed above), but my spouse does. Is that good enough?

A: If you live in the same household, you can typically combine your points. You'll need to call the first time and ask Chase to link your accounts. I'd recommend being together and calling on speakerphone.

On the other hand, maybe you want to take advantage of this great offer, but you don't yet have a Chase Sapphire. You could open an Ink card first and open one of the Sapphire cards later. Then you can combine your points.

Q: Can I refer my spouse?

A: This is another change. 😭😭 You can no longer receive referral points if they already have a Chase business count.

I'm always so grateful when you use my links to apply if you find yourself in this position!!

I will now leave you with the reminder that this offer could give you 5 off-peak nights for ZERO dollars at the Hyatt Regency Maui. Ha! We are headed here for Spring Break. It's such a great family resort.

Hit reply to this email if you have questions about the Ink Business Unlimited or the Ink Business Cash. I seriously can't recommend them enough. This offer is 100% worth taking advantage of!

As always, let me know if you have any questions! Cheering you on!

xo - Amber

New (or Improved) Cards for August

New (or Improved) Cards

Feel like you're needing more intermediate options?

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Amber on Points

Hi! I'm @amberonpoints - I teach YOU how you can travel affordably with your family on credit card points and miles by using a credit card like a debit card. I'll teach you all the things you need to know so you can take bucket list vacations for pennies on the dollar - each year.

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